Heat the oil, then sauté the chopped onion and chopped garlic (if using) until tender. Brown the ground beef, if using, and drain. Add the remaining ingredients and simmer 10 minutes to blend flavors.
Top with shredded cheddar, sour cream, chopped onions if you would like to dress it up. Great with corn bread.
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Notes
I'd even trade in the onion for onion powder if I were in a real pinch! You can be very loose with ingredients by adding more beans or more tomatoes or ??? according to taste and pantry ingredients.
Nutrition
Calories: 197kcal
I am not a health professional and nutrition data is calculated programatically. Accuracy may vary with product selection, calculator accuracy, etc. Consult a professional for the best information.